At NCi Nursery, we have been helping nurseries, pre schools and other businesses and establishments in the childcare and education sector since 1928. And whilst the world in which we live has changed dramatically in the past 8 decades, the need for nurseries and other childcare providers to receive expert advice and help with their nurseris insurance has remained constant.

Here are therefore just a few questions we have been asked over years along with the answers. And remember, if you have a question about any aspect of your nursery insurance then please just call us now on 0800 046 1446 and a member of the NCi Nursery Insurance team will be happy to help you out.

What Nursery Insurance Cover is Available?

What do parents look for in a Nursery?

Why should we use NCi Nursery for our Nursery Insurance?

What Nursery Insurance Cover is Available?

Making sure you, your staff, the children in your care and your Nursery are protected and covered is our main job when it comes to providing you with Nursery Insurance.

Due to this we have secured facilities with the UK's leading Nursery Insurance providers and have access to policies that can provide you with cover for:

Contents and personal effects

As well as your nurseries contents, the policies available from NCi Nursery can also provide personal effects cover whilst in the nursery for you, your employees and the children in your nursery.

Business interruption

Business interruption or loss of revenue cover ensures your trading losses are covered following a damage claim under your nurseries property damage section. This means that you can be covered for 12 months, 24 months or even 36 months.

Liabilities

Employers’ liability covers your legal liability for accidents to or illness of employees sustained in the course of their employment with your nursery. And as required by law, you will be provided with a Certificate of Insurance which you should display prominently within your nursery.

Public and products liability is also available from NCi Nursery which covers your legal liability for accidental bodily injury to persons other than employees, or for damage to their property.

Additional cover available includes:

• Legal expenses including statutory registration protection
• Money with assault
• Personal accident to nursery children
• Buildings cover
• Personal accident cover for you and your employees
• Loss of registration
• Play equipment in the grounds
• Hospital and dental expenses following assault

Out of school club cover

Your out of school or holiday clubs, either at the premises or elsewhere, can also be covered. Simply let a member of the NCi Nursery team know when you contact us and we’ll make sure you get the cover you need at the right price.

Free 24 hour help line

As an NCi Nursery policyholder you could benefit from free legal advice on any commercial legal problem relating to your nursery. You could also benefit from tax advice which provides advice on any tax matters affecting the business as well as counseling for your employees and their immediate family who live with them.

Nursery nurse professional risk

This covers the legal liability of the proprietor of your nursery for accidental injury or illness, incurred in connection with the provision of professional services of Nursery Nursing. This also covers a personal indemnity for nursery nurses acting in an individual capacity.

Our aim is to provide you with all the cover you and your Nursery needs whilst providing a first class service at hard to beat premiums. The comprehensive cover available from NCi Nursery combined with our expertise of the nursery and pre school insurance sector means for all your nursery insurance needs, NCi Nursery could be just who you are looking for.

What do parents look for in a Nursery?

Like with so many businesses having a USP (or unique selling proposition) for your Nursery could be the difference between getting parents to trust you with their children's care needs or not. Your USP could be that you've achieved a good OFSTED rating or it could be that you're local. And as with other industries, knowing, understanding and acting on the needs of your customers will give you an advantage over other Nurseries.

Here then are just a few things parents may look for when choosing a Nursery:

1. OFSTED registered. If you are make sure your registration certificate and current certificate of insurance are displayed together in a prominent position. This will give parents added peace of mind.

2. Are you a member of a professional organisation? Not only does being a member of organisations like the National Day Nurseries Association (NDNA) give you and your staff useful information but it also shows parents you are serious about their children's needs.

3. Nurseries that have received recognition. Has your Nursery gained any kitemarks of excellence? Perhaps Investors in People, Investors in Children or the NDNA's quality counts. If so make sure the parents of your children and the parents of children looking to use your Nursery know about it.

4. As well as insurance providers rewarding good health and safety parents will also be asking themselves a series of questions about your Nursery.

Questions like:

a. Do you have a clean and safe outside play area?

b. Is your Nursery welcoming? Is it bright, clean and well decorated?

c. Is the equipment in the Nursery safe and clean?

d. What food do you provide? How often are your menu's updated? Can you cater for special diets?

e. Do your current children look happy?

f. Likewise do your staff look happy, calm, confident and relaxed and are they dressed well?

g. What are your staff to children ratios?

h. How much will it cost me and what will I get for my money? Will I have to pay extra for meals, nappies etc?

By having answers to these questions readily available to parents there's every chance they will place their children with you and recommend you to other parents.

Why should we use NCi Nursery for our Nursery Insurance?

Benefits to you and your Nursery

• You will be spoken to in a language you understand with jargon and insurance terms either kept to a minimum or fully explained to you

• You can save time and money as we work for you and not the insurance companies. What exactly does this mean? What it means is we'll search the market to find you the policy that best suits your Nurseries needs

• You will benefit from the services of our in-house claims manager. If you suffer a loss you won't be left alone to deal with it. Our aim instead is to make sure your claim is settled as quickly and as favourably as possible

• You will receive advice and guidance with the intention of getting you the cover you need and not paying for cover you don't need

• You will benefit from our UK based Nursery Insurance team. If you are ever unsure of something regarding your insurance just ask us and we'll find you the answer

As one of the UK's leading Nursery Insurance providers we believe in making the process of buying and servicing your insurance as simple as possible.

Call us today on 0800 046 1446 and see how we can help with your Day Nursery Insurance or Request an Online Nursery Insurance Quote.