At NCi, we feel our job as an independent insurance broker is much more than being able to find our customers highly competitive business insurance premiums. Instead, we also aim to give customers advice and guidance so to eliminate potential accidents, mistakes and insurance claims.

And at the same time, we try and keep things as simple as possible as the insurance industry is renowned for jargon, long policy wordings and confusing terminology. This is particularly true when it comes to how many insurance brokers and insurance companies speak with customers and potential customers about risk and risk management.  

To help try and explain what we mean by risk and risk management perhaps it’s best to define what exactly risk is. In its simplest form, risk can be defined as:

• A hazard: a source of danger; a possibility of incurring loss or misfortune;

• A venture undertaken without regard to possible loss or injury;

• Exposure to a chance of loss or damage 

What is Risk Management?

Risk Management is simply a process of putting sensible health and safety practices in place in order to control, reduce and hopefully eliminate risks from occurring.

The law dictates that all employers have to assess and manage health and safety risks and whilst at first this may seem like a daunting task, it really isn’t that difficult once you know the basics.

NCi Risk Management is really aimed at giving our clients and potential clients with this basic information so you can make sure you, your staff, your customers and your business is protected at all times.

NCi Risk Management has also negotiated risk management facilities with one of the UK’s leading Risk Management companies with details of the various packages available below or using the links on right hand side of this page:

Risk Analysis - This is a computer-based risk management assessment program that uses a series of simple questions to examine the risk management levels within your company. It looks at potential hazards in your business and how they are controlled. The results are then converted into your very own tailored risk report action plan. For additional details just visit the Risk Analysis page.

Business Continuity Planning - In today's commercial environment there is increasing pressure to have a business continuity plan in place. These are key as whilst business interruption insurance can provide financial safety and help recover any losses, it cannot secure the future of your business. The Business Continuity Planning service available from NCi Risk Management therefore gives you the opportunity to create your very own customised plan.  For additional details visit the Business Continuity Planning page.

In addition to these services which are now available from NCi Risk Management, we have created our very own simple guide to Risk and Risk Management titled Carry, Manage or Transfer - The Simple Guide to Risk Management.