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  • Security Installation Insurance

    Comprehensive cover for security equipment installers

    0191 482 1219

    Specialist protection for the security industry

      Request a quote today and one of our expert team will call back at a time that suits you! (Mon-Fri: 9-5)

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      We understand the strain put on security equipment installers, from competition squeezing margins to increased regulation.

      Your customers are placing the security of their property and in many cases, their own safety, in your hands and should something go wrong due to your error, you could be held accountable. If you fit faulty CCTV which doesn’t record a break-in or install a fire alarm which fails to activate during a fire, these could have significant consequences. This is why you need sufficient insurance in place to cover yourself and your business.

      Additionally, personal accident cover can protect you should you injure yourself and are temporarily unable to work and you can protect your tools and equipment against the risk of loss, theft or damage.

      With security insurance arranged by NC Insurance, you can expect tailored protection arranged by our professional team. Your cover can include:
      • Public liability
      • Legal expenses
      • Contractors’ all risks
      • Business contents
      • Professional indemnity
      • Personal accident
      • Discounts for NSI & SSAIB accreditation
      • Accidental death
      Benefit from specialist insurance

      The Insurance Scheme for Suppliers and Installers of Security Alarms and other Security Equipment gives you access to the service benefits of an independent broker combined with the cover advantages of a market leading product. You’ll also receive access to our Business Resource Portal, offering tailored risk management advice for security suppliers and installers, and a range of employer support materials.

      Security Installation Insurance FAQ's
      Can you provide efficacy cover?
      We know that efficacy cover is a requirement of both NSI & SSAIB memberships. If this is something that you require, just let a member of our expert team know.
      I need cover in place to secure a contract – Do you provide proof of cover?
      If you decide to purchase a policy with us we will issue your documents to you as soon as we receive them and can include policy certificates showing cover is in force upon your request.
      Do I need public liability insurance?
      Public liability is not a legal requirement however it is highly recommended if your organisation deals regularly with the public, clients or contractors.
      Do I need employers’ liability insurance?
      It is a legal requirement to have employers’ liability in place if your organisation has employees, volunteers or contractors who work for your organisation. There are a small number of businesses who are not legally obliged to hold an employers liability policy such as; family businesses, sole employee businesses & public organisations.
      Security Installation Insurance Claims Examples
      Public Injury – A contractor working on a companies security installation accidently leaves his equipment lying on the ground outside the premises. A member of the public trips over the equipment breaking their leg leaving the contractor responsible for the injury caused.
      With public liability cover included as part of a security installation insurance package, the cost of defending a claim from a member of the public would be covered as well as any compensation payable.
      Worker Accident – One of your employees is injured as a result of their work. The employee decides to bring a claim against the organisation for the injury they suffered which if successful could cost the organisations tens of thousands of pounds.
      Fortunately the organisation had employers’ liability insurance included within their security installation insurance policy, meaning that any legal or settlement fees resulting from the claim would be covered.
      Product Efficacy – A contractor installs a product which fails to perform as intended causing disruption and forcing the business to temporarily cease trading.
      With products efficacy cover the contractor will be covered for any resulting claim investigation, defence, legal proceedings and compensation.

      Security Installation Reviews