With a new-year approaching, many people thoughts turn to what the next 12 months will hold. Often at the forefront of these thoughts is what steps can be taken to improve and protect the health of you, your family, and if you are a business owner or manager, your employees.
During the peak of the COVID-19 pandemic, the NHS was put under incredible strain, with the effects proving to be long lasting. In July 2022, 6.4 million people were on NHS waiting lists with 2.67 million patients waiting over 18 months for treatment. It is expected that the number of people on these waiting lists will rise further as the NHS struggles to keep up with the demand for treatment.
Benefits of going private
Private Medical Insurance allows you to take control of your healthcare. By going private, you can beat the waitlists and access treatment much quicker than you would on the NHS. This includes diagnosis and aftercare if you need it. Some providers also offer access to physiotherapists and mental health services, without needing to wait for a referral from your GP.
With Private Medical Insurance, benefits can include:
- Beat the waitlists.
- Diagnostic tests, including MRI and CT scans.
- 24/7 digital GP consultations.
- In-patient and day-patient fees covered.
- Choice of specialist and hospital.
- Access to the latest licensed treatments not always available on the NHS.
- Optional Second Opinion Service.
- Optional outpatient fees.
- Optional mental health treatment options.
- Optional complementary therapies.
- Optional parent accommodation.
- Choosing the right cover for you.
Most Private Medical Insurance policies offer similar cover, with some offering additional optional benefits should you want to include them. When choosing the cover for you, consider what is important to you. If you’re keen to include some of the optional cover variables, you need to pick a provider that offers what you need. If you are looking to cover your whole family, your policy will need to accommodate their requirements as well. Some providers will offer discounts for family plans, but they may not offer the cover options you need.
If you are looking to arrange a group plan for a business, a bespoke approach is required. To ensure the policy is right for you and your employees, your policy will need to take into account the number of employees, the benefits required and how much flexibility is needed.
To help get this right, it is beneficial to have an insurance broker by your side who understands Private Medical Insurance and can help you get the cover you need. Get in touch with our Account Director, Jamie Herbert, to find out how we can help. You can contact Jamie by calling 0191 440 8063 or emailing him at firstname.lastname@example.org
Alternatively, request a private health insurance quote here and take control of your own, your families and your staff wellbeing.